Food Truck Insurance Requests
A food truck is a vehicle, a kitchen and a business in one. Tell us how you operate and a licensed agent or partner may contact you about coverage that fits.
- Trucks, trailers, carts and pop-ups
- Event and festival certificates
- Owners who also run a restaurant
Food truck insurance request
Trucks, trailers, carts and small kitchens. Free.
Coverage
Insurance for a kitchen on wheels
Most food trucks combine several policies. Here is what each piece does.
General and product liability
Customer injuries, property damage at events and foodborne illness claims.
Learn moreCommercial auto for food trucks
Covering the truck itself, and the tow vehicle for a trailer.
Learn moreEquipment and spoilage
Grills, fryers, refrigeration and the food inside them.
Learn moreTruck plus restaurant
Running a fixed restaurant and a truck: how to keep coverage coordinated.
Learn moreHow it works
How a food truck request works
Tell us how you operate
Truck, trailer, cart or restaurant, where you vend and how you cook.
Agent may follow up
A licensed agent or partner may contact you about vehicles, equipment and staff.
Compare packages
Look at liability limits, auto, equipment and certificate fees.
Why it matters
Events and cities ask for proof
Festival organizers, property owners and some city permit offices ask vendors for certificates of insurance before they can set up.
Certificates on demand
Organizers often want to be named as additional insured.
Customer illness
Product liability addresses foodborne illness claims.
On the road
The truck needs commercial auto, not personal auto.
Equipment
Grills, fryers and refrigeration are costly to replace.
Guides
Food truck guides
Event Certificates of Insurance for Food Trucks
How to read a vendor agreement's insurance section and get the right certificate to the organizer on time.
Read the guideFire Safety on a Food Truck: What Inspectors and Insurers Look For
Cooking with open flame in a small space raises fire risk. These practices reduce it and help with insurance.
Read the guideFood truck questions
Do you sell insurance?
No. FoodTruckLiability is a request service. Licensed agents and insurers provide coverage.
Is the request free?
Yes. There is no charge.
Can I get a certificate for one event?
Some insurers offer short-term event coverage; others provide certificates under an annual policy. Ask which fits your schedule.
Who contacts me?
A licensed agent or partner who writes food business coverage may contact you as you agreed.
How do I opt out?
Reply STOP, ask a caller to stop, or use the privacy page form.
Booked for an event and need a certificate?
Tell us how you operate and where you vend. A licensed agent or partner may contact you to review options.